Services Offered

As a registered member of the National Association of Personal Financial Advisors (NAPFA), Lynch Financial Advisors is the only firm in this group that provides fee-only comprehensive financial planning.

Comprehensive Financial Planning Lynch Financial Advisors “Financial Planners”(American Express, Prudential) “CPAs, Tax Accountants”
(H&R Block)
“Insurance Agents”
(New York Life, 
Met Life)
“Brokers”
(Merrill Lynch, Morgan Stanley)
Financial Independence Planning ✓ ✓ ✓ ✓ ✓
Portfolio Analysis ✓ ✓ ✓ ✓ ✓
Retirement Analysis ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Estate Planning ✓ ✓ ✓ ✓ ✓
Educational Planning ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Tax Planning ✓ ✓ ✓
Tax Preparation ✓ ✓ ✓ ✓ ✓ ✓
Tax Projection ✓ ✓ ✓
Stock Option Planning
(NQ, ISO, ESPP)
✓ ✓ ✓
Life Insurance Review ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Other Insurance
(home, auto, etc)
✓ ✓ ✓
Rollovers, Pension Plans, Annuities ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Goal Setting ✓ ✓ ✓ ✓ ✓
Debt Management, Reduction, and Leverage ✓ ✓ ✓
Record Keeping 
& Spending Plan
✓ ✓ ✓
Employee Benefits Review ✓ ✓ ✓
Compensation Negotiation ✓ ✓ ✓
Entrepreneurial Development /
Small Business Coaching
✓ ✓ ✓
Mortgage/Home Buying
• Fee Reduction
• Refinance Analysis
• Tax-Based Mortgage Analysis
✓ ✓ ✓
Unlimited Advice ✓ ✓ ✓

 

How Advisors 
Get Paid
Lynch Financial Advisors “Financial Planners”(American Express, Prudential) “CPAs, Tax Accountants”
(H&R Block)
“Insurance Agents”
(New York Life, 
Met Life)
“Brokers”
(Merrill Lynch, Morgan Stanley)
Fee Only ✓ ✓ ✓
Commission ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓
Hourly Rate ✓ ✓ ✓ ✓
Assets Under Management ✓ ✓

 

Key : Always ✓ ✓ ✓ Sometimes ✓ ✓ Rarely Never