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THINKING AHEAD: Borrowers, lenders wait for rules of engagement for HARP 2.0 refi product

February 1st, 2012

Rarely, if ever, does a loan refinance loan program make its way into American popular culture. However, the approved revisions to the Home Affordable Refinance Program, known to all as “HARP 2.0” has created a buzz for lenders, loan officers and even homeowners. Even though it’s great to envision a wonderful program that allows responsible [...]

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Even Online, Keeping It Simple Brings The Clients

January 26th, 2012

Even Online, Keeping It Simple Brings The Clients.

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10 Helpful Hints for Holiday Planning

December 12th, 2011

1. Planning for expenses should be an ongoing task….making an initial budget of expenses for the year, tracking them using a program like Quicken or Mint.Com and then reviewing to see if your actual spend matches that of your budgeted expenses. It is very easy to overlook and overspend if you’re not tracking it. If [...]

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In the News Today

August 18th, 2011

Six months ago two sailboats left from San Francisco, one was captained by the boats owners, the other by a seasoned Captain (one that has been in out in the ocean for over a decade on a multitude of different boats). Today, the owners that are sailing by themselves are stuck in high seas, roughing [...]

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What’s Important to You?

August 18th, 2011

On my agenda this morning was to finish writing the content for the August issue of the Lynch Financial Advisors Newsletter. I started writing last week about the market crash. Pimco’s Bill Gross seems to be right again (see next blog on the “New Normal”). Explaining what had transpired the first part of the month, [...]

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What is Money?

August 11th, 2011

There is belief in this country that the only way to get rich or to amass enough wealth to be truly happy is to have a large amount of monthly cash flow. A multitude of books on the shelves at Borders propel this horrible myth. The reality is…money itself doesn’t make anyone happy. I can [...]

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A Jerry Maguire Moment

August 11th, 2011

What happens to a man when he wakes up one day and realizes that all the thoughts and values he held true are false? The movie Jerry Maguire was devoted to such a moment. If you recall, Jerry Maguire was very successful sports agent that had a “moment” of perceived clarity. Jerry went from seeing [...]

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Inspired for Change: Take Control of Your Life

August 11th, 2011

Have you seen the CNBC documentary on Sears? As a member of the last generation of “catalog kids,” the show grabbed my attention immediately. My memories of being 8 years old and looking through the Sears and Montgomery Ward’s catalogs to find out which company had the best go-cart flew back into my head. Being [...]

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Passion & Bell Curve

August 11th, 2011

Have you ever had one of those friends that you were tight with, but later you started to wonder if you really knew each other? It was five years ago when Damon, my old college roommate, went with me to a golf tournament in Graeagle, Calif. It’s about 50 miles as the crow flies from [...]

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Conquering Your Own Mountains

March 17th, 2011

Life can be like a walk through the mountains. At times we are able to see the beauty of where we are at; other times we seem lost or even scared. There are those times though that you realize why you are here and that you are so glad to be alive. Recently I had [...]

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